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Black Assurance

Local-only rule: Evaluation work is stored on your device only (browser storage + export/import file). No server writes.

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Scope

Black Assurance publishes the Injury and Harm Valuation Standard (IHVS) as a read-only, versioned standard and provides a local-only evaluation workspace. It does not provide insurance coverage, underwriting, claim handling, or online case management.

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IHVS Standard

Read-only, versioned standard pages (definitions, brackets, stacking rules, evidence thresholds, governance).

Open IHVS Standard

IHVS Evaluate

Local-only workspace: create/import an evaluation pack, tick codes across steps, export/import, and generate a report.

Start IHVS Evaluate

Notes

This section is a valuation standard and tooling section only.
For portability, use export/import to move evaluation packs between devices.
Keep copies of exported packs as your working evidence of assessment inputs.